Credit Cards
Discover credit cards designed to reward your lifestyle. From cash back to travel rewards, find the perfect card for you.
See if You're Pre-Approved for a Credit Card
Check your pre-approval status in seconds without affecting your credit score. Get personalized offers tailored to your profile.
Accepted Worldwide
Our credit cards are accepted at millions of locations worldwide with these trusted networks.
VISA
Global acceptance
MAESTRO
Debit solutions
AMEX
Premium rewards
DISCOVER
Cashback focus
Apply For Credit Cards
Welcome to Summit Trust, Apply for credit cards to be delivered to your doorstep today. Fast approval process with instant decisions.
Instant approval decisions in most cases
No annual fee on select cards
Competitive rewards and cash back programs
Advanced Security & Rewards
Experience the benefits of modern credit cards with industry-leading security and reward programs.
Fraud Protection
Our cards come with advanced fraud monitoring and zero liability protection for unauthorized charges.
Rewards Program
Earn points on every purchase that can be redeemed for travel, merchandise, or cash back.
Card Lock/Unlock
Instantly lock your card if lost or stolen, and unlock it just as quickly if found, all from our mobile app.
Contactless Payments
Tap to pay with secure contactless technology for fast and convenient transactions.
24/7 Support
Get help whenever you need it with our round-the-clock customer support team.
Credit Building
Build your credit history with responsible use and regular reporting to credit bureaus.
Find The Perfect Card
Compare our credit card options to find the perfect fit for your lifestyle and spending habits.
| Card Type | Annual Fee | Rewards | APR | Action |
|---|---|---|---|---|
|
Cash Rewards Perfect for everyday spending |
$0 Annual Fee | 3% cash back on all purchases | 14.99% - 24.99% | Apply Now |
|
Travel Rewards Ideal for frequent travelers |
$95 Annual Fee | 5x points on travel, 2x on dining | 16.99% - 26.99% | Apply Now |
|
Low Interest Great for balance transfers |
$0 Annual Fee | 1% cash back on all purchases | 9.99% - 19.99% | Apply Now |
Manage Your Cards Everywhere
Access and control your credit cards through all your favorite platforms and devices.
Apple iOS
Manage your credit cards on iPhone and iPad with our secure mobile app and Apple Pay integration.
Google Android
Access your credit card accounts anytime, anywhere on your Android device with Google Pay support.
Alexa
Check your credit card balance and recent transactions with simple voice commands through Alexa.
Google Assistant
Manage your credit cards hands-free with Google Assistant voice integration and commands.
Connect your credit card accounts with Facebook for convenient access and social notifications.
Protect Your Card From Anywhere
Leave your card at the restaurant or drop it at the concert? Instantly lock your card with a few taps. And if you find it, unlock it just as fast.
Ready to earn rewards on every purchase?
Join millions of cardholders who trust Summit Trust for their credit needs and start earning rewards today.